- Personal Lines
The Latest in Personal Lines
IoT…Automation…Shared Economy…UBI…the Personal Lines insurance market is experiencing fundamental changes in the way risks are underwritten and customers are serviced. AAIS has been pro-active in giving member companies the lead in personal lines product innovation that supports differentiation and a competitive advantage.
AAIS Personal Line Programs address exposures arising from water, business activities, motorized vehicles, equipment breakdown, and changes in family structure, and more. While AAIS is always innovating, among our most recent developments is a Homeowners By-Peril Rating Plan and our Personal Auto Program.
Over 400 property/casualty insurers throughout the United States use AAIS personal lines insurance programs, which provide policy forms, manual rules, and loss cost rating information for residential property, personal liability, privately owned watercraft, and now personal auto. Insurers know AAIS programs maintain current coverages, exclusions and endorsement options, and other features carriers need in a highly litigious personal lines market.
AAIS programs are backed up by the expertise and personal service provided by our actuarial, product development, compliance, and support teams.
Who Needs AAIS Personal Lines Solutions?
Whether you are an established personal lines insurance carrier or a start-up…ready to expand an existing product line into new markets or launch a whole new program…AAIS advisors are ready to work with you to achieve your growth goals.
Find out more about AAIS’s innovative Personal Lines Solutions:
For consultation regarding your growth plans, contact an AAIS Personal Lines Advisor.
The Progressive AAIS Personal Lines Team…
|John Kadous, CPCU, CPM, Vice President - Head of Products
John oversees AAIS Personal Lines including its Auto and Homeowners Programs. He is also a member of the AAIS Leadership Team. Before joining AAIS in 2014, John worked at GEICO for 13 years and at USAA for nearly 12 years.
Linda Jancik, Personal Lines Product Manager
With a bachelor’s degree from Utah State University, Linda has more than 30 years of Personal Lines experience in Underwriting, Product Management, Sales and Business Operations, as well as Communications. As a product manager at AAIS, Linda is responsible for developing, launching and maintaining Personal Lines products to support affiliates needs. Before joining AAIS in March, Linda previously worked for the Hartford, CNA and Allstate (Encompass).
|Ash Naik, Auto Product Manager
Ash leads the AAIS Product Management team for Commercial and Personal Auto, and Boat and Yacht insurance products. Ash brings his passion for products, packaging, and experience in design from the technology sector to the insurance industry. He is an experienced software product management executive, having worked at Microsoft and Dell before entering the start-up landscape as co-founder and CEO of SalesPal and Mandovi. In these roles, he developed a long history of shipping high-quality, cutting-edge technology products that enable digital transformation in IT and application infrastructure.
Ash has a Master of Business Administration (MBA) in Marketing and Entrepreneurship from the University of Washington Foster School of Business, and mentors first-year MBA students looking to make a career in technology leadership. He looks forward to transforming AAIS Members’ abilities to meet the challenges in the mobility insurance market by leveraging technologies such as Blockchain and Generative AI in addition to the best-of-breed products and services.
|Jeffrey Holaway, CPCU, CPM, Onboarding Relationship Manager
Jeff supports companies converting to AAIS personal lines programs and carriers adopting the AAIS Homeowners By-Peril Rating Plan through the AAIS Underwriting Platform. Jeff joined AAIS as personal lines pricing manager in 1999 after 12 years in various positions with American States and CNA.